E-Smart Policy
To access the online E-Smart Classes, you must attest that you have read and agree to the terms and
conditions contained in this E-Smart Terms and Conditions Agreement. The terms include in the E-Smart Web pages, courses and all associated materials. Read this E-Smart Terms and Conditions Agreement carefully.
Use of E-Smart Materials
All E-Smart Classes and materials, along with references used in or related to the E-Smart Classes are the property of the E-SMART Learning Centre or of third parties and used under permission granted to the E-SMART Learning Centre and may only be used in the manner detailed in this E-Smart Terms and Conditions Agreement.
Permission to use the materials in any other ways must be obtained in writing from the E-Smart Learning Centre and/or the publisher or author of the materials. These materials are for the sole use of individuals registered for the E-Smart Classes or others as approved by E-Smart Learning Centre.
As an E-Smart registrant, you may view and read all materials that are part of the E-Smart facilities. You may also print any or all screen and pdf file pages for your personal use in taking the E-Smart classes, but you may not share, communicate, publish or in any manner distribute to other parties the E-Smart login and password, readings, references, links or any other materials.
The terms and conditions regarding the use of materials apply upon registration for the E-Smart Classes, while you are taking the E-Smart Classes, and upon and after completing, withdrawing from or terminating the E-Smart Classes.
E-Smart Access
Only E-Smart and/or professional development of E-Smart registrants are allowed to access to the forums.
Refunds for E-Smart Classes
You may withdraw from an E-Smart Classes at any time. However, once you are registered, you will not receive a refund for any reasons.
Effective Period
Registrants have to access to each E-Smart Class on the registered date.
No replacement for any unattended classes.
Complaints about a breach of Participation Rules, Terms and Conditions
Complaints about a breach of these Participation Rules and/or this E-Smart Terms and Conditions Agreement should be made by e-mail to [email protected]
Responsibility for Loss
You are responsible for and will indemnify and hold the E-Smart Learning Centre harmless from and against any and all liability, claims and losses resulting from your actions in connection with taking the E-Smart Classes and your breach of any terms and conditions of this E-Smart Terms and Conditions Agreement.
General Disclaimer and E-Smart Learning Centre Rights
Reference materials and links provided in the E-Smart Classes are provided by the E-Smart Learning Centre. The E-Smart Learning Centre does not assume responsibility or liability for the accuracy or completeness of content contained in reference materials or links. The E-Smart Learning Centre does not endorse any product, service or organization referenced. The opinions expressed in pieces such as “Ask the Expert” or “Ask an Actuary” and “Thought Questions” included in the E-Smart Classes are solely the opinions of the contributors and do not represent the opinions of the E-SMART Learning Centre, its officers, directors, staffs, representatives and/or its affiliates.
Attestation
The E-Smart Learning Centre will deny access to any E-Smart Classes to any individual who does not agree to the terms and conditions contained in this E-Smart Terms and Conditions Agreement. Further, the E-Smart Learning Centre reserves the right to terminate access to any individual who does not abide by these terms and conditions.
Disciplinary Action
Registrants are deemed and presumed to be aware of and familiar with this E-Smart Terms and Conditions Agreement. Any E-Smart Learning Centre’s member, candidate or individual who is found to be violating or assisting or attempting to assist anyone in violating these Terms and Conditions is subject to legal action by E-Smart Learning Centre regulations and/or any action the E-Smart Learning Centre is authorized to take, including disciplinary action.
E-Smart Management System Access
You agree that you will not use any robot, spider or other device, process or means to access the E-Smart Classes nor shall you use any process to monitor or copy our Web pages, the content contained thereon or for any other unauthorized purpose without our prior expressed written permission. You agree that you will not compromise or circumvent the security controls of the E-Smart Classes or otherwise gain unauthorized access to E-Smart Classes. You agree that you will not use any device, software or routine that interferes with the proper working of E-Smart Classes nor shall you attempt to interfere with the proper working of E-Smart Classes. You agree that you will not take any action that imposes an unreasonable or disproportionately large load on our infrastructure. You agree that you will not copy, reproduce, alter, modify, create derivative works or publicly display any content from the E-Smart Classes without the prior expressed written permission of the E-Smart Learning Centre.
Subjects to change
E-Smart Learning Centre reserves the rights and authorities for any changes for any E-Smart Classes.