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Acceptable Use Policy

BACKGROUND

This Acceptable Use Policy sets out the terms between You and Us under which You may use or access Our Websites. This Acceptable Use Policy applies to all Users of any of Our Websites.

Your use of any of Our Websites means that You accept, and agree to abide by, all the terms stated in this Acceptable Use Policy, our General Terms and Privacy Policy.

PROHIBITED USES

You the User hereby undertake that You shall use Our Websites only for lawful purposes.

You Shall not use Our Websites in any of the following circumstances:

  • In any way that breaches any applicable local, national or international laws (including, but not limited to the Data Protection laws currently in force and as from time to time amended, revised or updated).
  • If You do not have the capacity to enter into binding contracts for any reasons whatsoever [such as that You are a minor or are of unsound mind].
  • If, being an individual, You are not, at least, twenty one [21] years of age.
  • In any way that is unlawful, illegal, deceitful, criminal or fraudulent, or has any unlawful or fraudulent purpose, objective or effect.
  • For the purpose of harming or attempting to harm minors in any way.
  • To send, knowingly receive, upload, download, use or re-use any material which does not comply with our Content Standards as described below.
  • To transmit, or procure the sending of, any unsolicited or unauthorized advertising or promotional materials or any other forms of similar solicitation (such as spam).
  • To knowingly transmit any data, or to send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code, designed to adversely affect the operation of any computer software or hardware, of any other persons or entity including Us.

You also agree:

  • Not to reproduce, duplicate, copy or re-sell any part of Our Websites in contravention of the provisions of our General Terms.
  • Not to access, without authority, interfere with, damage or disrupt: any part of Our Websites; any equipment or network on which Our Websites or our data are stored; any software used in the provision of Our Websites; or any equipment or network or software owned or used by any third party.

INTERACTIVE SERVICES

We may from time to time provide interactive services on Our Websites, including, without limitation:

  • Messaging.
  • Bulletin boards.
  • Public enquiry.
  • Loan application.
  • Comment.

(hereafter "interactive services").

Where We provide any interactive services, We will specify rules about the kinds of services offered, if it is moderated or unmoderated, and, if moderated, what form of moderation is used (including, whether it is human or technical).

We will exercise our best efforts to assess and judge any possible risks for Users from third parties when they use any interactive service provided on Our Websites, and we will decide in each case whether it is appropriate to use moderation on the relevant Service (including the type of moderation to be used) in light of those risks.

You hereby accept that we are under no obligation to oversee, monitor or moderate any interactive service we provide on Our Websites, and we shall not be held responsible or liable for any harm, loss or damage arising from the use of any interactive service by a User, whether the service is moderated or not.

The use of any of our interactive services by a minor is subject to the consent of their parent or guardian. We advise parents who permit their children to use an interactive service that it is important that they communicate with their children about their safety online, as moderation cannot be foolproof and is subject to abuse. Minors who are using any interactive service should be made aware of the potential risks to them.

Where we do moderate an interactive service, we will normally provide You with a means of contacting the moderator, should a concern or difficulty arise which you seek addressed.

CONTENTS STANDARDS

These Content Standards apply to any and all material which You contribute to Our Websites ("Contributions"), and to any interactive services associated with it.

You must comply with the spirit of the following standards as well as the letter of the rules here expressed. The standards are intended to apply to all parts of any Contribution.

The Contributions shall:

  • Be accurate (where they state facts).
  • Be genuinely held (where they state opinions).
  • Comply with applicable laws of both the country where the User is accessing the website, and in any country from which they are posted [if the latter is in a different country].

The Contributions must not:

  • Contain any material which is libelous or defamatory of any person.
  • Contain any material which is obscene, offensive, hateful or inflammatory.
  • Display or Promote sexually explicit material.
  • Display or Promote violence.
  • Promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age.
  • Infringe any copyright, database right, trade mark or other intellectual property rights of any other person.
  • Infringe any legal rights of any person.
  • Be likely to deceive any person.
  • Be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence to hold certain information secret or confidential.
  • Promote or encourage any illegal activity.
  • Be threatening, abusive or invasive of another's privacy, or causing annoyance, inconvenience or needless anxiety.
  • Be likely to harass, upset, embarrass, alarm or annoy any person.
  • Be used to impersonate any person, or to misrepresent the identity of the contributor with some other person.
  • Give the impression that they emanate from us, if this is not the case.
  • Advocate, promote or assist any unlawful or illegal act, such as infringing intellectual property rights of a third party or any form of computer misuse.

SUSPENSION AND TERMINATION

We will determine, in our whole discretion, whether there has been a breach of the Acceptable Use Policy terms through your use of Our Websites. When a breach of this policy has occurred, we may take such action as we deem proper and appropriate.

Failure to comply with the Acceptable Use Policy terms shall constitute a material breach of the General Terms upon which You are permitted to use Our Websites, and may result in our taking any or all of the following actions:

  • An immediate, temporary or permanent withdrawal of your right to use any or all of Our Websites Products or Services, including our interactive services.
  • An immediate, temporary or permanent removal of any posting or material uploaded by You to Our websites.
  • The issue of a warning to you.
  • The institution of Legal proceedings against You, for reimbursement of all costs and expenses on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from any breach by you which causes loss, damage and expense to Us.
  • Further legal action against you to protect or enforce any legal rights.
  • Our disclosure of information to law enforcement or regulatory authorities in any country [including where you reside] which we deem necessary or is warranted.

We exclude liability for actions taken in response of breaches of this Acceptable Use Policy. The responses described in this policy are not limited to the aforesaid, and we may take any other actions we deem is proper or appropriate to protect Our rights or the rights of innocent Users and Third Parties.

CHANGES TO THE ACCEPTABLE USE POLICY

We may revise this Acceptable Use Policy at any time by amending it. You hereby agree that you shall check this page from time to time to take notice of any changes that have been made, as they are legally binding on you. Some of the provisions contained in this Acceptable Use Policy may also be superseded by provisions or notices published elsewhere on Our Websites. In such an event, the latter provisions shall apply.

INCORPORATION BY REFERENCE

This Acceptable Use Policy shall be read in conjunction with our General Terms and Privacy Policy all of which shall be deemed to be incorporated herein by this reference.

DEFINITIONS

See Our General Terms.


背景

本《可接受使用政策》规定了您与我们之间的条款，说明您可以在何种情况下使用或访问我们的网站。本《可接受使用政策》适用于所有使用我们任何网站的用户。

您使用我们任何一个网站即表示您接受并同意遵守本《可接受使用政策》、我们的《通用条款》和《隐私政策》中的所有条款。


禁止使用

您（用户）在此承诺，您将仅为合法目的使用我们的网站。 您不得在以下任何情况下使用我们的网站：

  • 以任何违反适用的地方性、国家或国际法律的方式使用（包括但不限于当前有效的数据保护法以及不时修改、修订或更新的法律）。
  • 如果您因任何原因（例如您是未成年人或精神状态不健全）没有能力签订具有约束力的合同。
  • 如果您是个人，且未满21岁。
  • 以任何违法、非法、欺诈、犯罪或不诚实的方式，或者具有任何违法或欺诈目的、目标或效果。
  • 为了以任何方式伤害或试图伤害未成年人。
  • 发送、故意接收、上传、下载、使用或重用任何不符合我们下文所述内容标准的材料。
  • 传输或促使传输任何未经请求或未经授权的广告或促销材料，或任何其他形式的类似招揽（如垃圾邮件）。
  • 故意传输任何数据，或发送或上传任何包含病毒、木马、蠕虫、定时炸弹、键盘记录器、间谍软件、广告软件或任何其他有害程序或类似计算机代码的材料，旨在对任何计算机软件或硬件的操作产生不利影响，包括我们及任何其他个人或实体。

您还同意：

  • 不得复制、重复、复制或转售我们网站的任何部分，违反我们《通用条款》的规定。
  • 未经授权，不得访问、干扰、损坏或破坏：我们网站的任何部分；存储我们网站或我们数据的任何设备或网络；为提供我们网站而使用的任何软件；或任何第三方拥有或使用的设备、网络或软件。

互动服务

我们可能会不时在我们的网站上提供互动服务，包括但不限于：

  • 消息传递
  • 公告板
  • 公共查询
  • 贷款申请
  • 评论

（以下简称“互动服务”）。

当我们提供任何互动服务时，我们将指定有关所提供服务的规则，包括是否经过审核或未审核，以及如果经过审核，使用何种形式的审核（包括是否是人工审核或技术审核）。

我们将尽最大努力评估和判断用户在使用我们网站上提供的任何互动服务时可能面临的第三方风险，并根据这些风险决定是否适当对相关服务进行审核（包括使用何种类型的审核）。

您在此接受，我们没有义务监督、监控或审核我们在网站上提供的任何互动服务，并且对于用户使用任何互动服务而导致的任何伤害、损失或损害，我们不承担责任，无论该服务是否经过审核。

未成年人使用我们的任何互动服务需得到其父母或监护人的同意。我们建议允许孩子使用互动服务的父母，与孩子沟通关于在线安全的重要性，因为审核不能做到百分之百的无懈可击，且可能受到滥用。使用任何互动服务的未成年人应了解可能面临的风险。

如果我们确实对某个互动服务进行审核，我们通常会为您提供联系审核员的方式，以便您在遇到问题或需要解决的困扰时能够联系到审核员。


内容标准

这些内容标准适用于您向我们网站提供的任何和所有材料（“贡献”），以及与之相关的任何互动服务。

您必须遵守以下标准的精神以及本规则中表达的字面内容。这些标准旨在适用于任何贡献的所有部分。

贡献必须：

  • （陈述事实时）准确。
  • （陈述观点时）真实持有。
  • 遵守适用的法律，包括用户访问网站所在国家的法律，以及任何发布内容的国家的法律（如果该国家与用户所在国家不同）。

贡献不得：

  • 含有任何对任何人进行诽谤或毁谤的材料。
  • 含有任何淫秽、冒犯、仇恨或煽动性的材料。
  • 显示或宣传性别明显的内容。
  • 显示或宣传暴力。
  • 推广基于种族、性别、宗教、国籍、残疾、性取向或年龄的歧视。
  • 侵犯任何人的版权、数据库权、商标或其他知识产权。
  • 侵犯任何人的法律权利。
  • 可能欺骗任何人。
  • 违反对第三方的任何法律责任，如合同义务或保密义务，要求保密或秘密保持某些信息。
  • 推广或鼓励任何非法活动。
  • 威胁、辱骂或侵犯他人隐私，或造成烦扰、麻烦或不必要的焦虑。
  • 可能骚扰、困扰、尴尬、惊扰或让任何人不安。
  • 用于冒充任何人，或将贡献者的身份误代表为其他人。
  • 给人一种它们来自我们的印象，如果事实并非如此。
  • 倡导、推广或协助任何违法或非法行为，如侵犯第三方的知识产权或任何形式的计算机滥用。

暂停与终止

我们将全权决定是否通过您使用我们网站的行为违反了可接受使用政策条款。当发生违反该政策的行为时，我们可能采取我们认为适当的措施。

未能遵守可接受使用政策条款将构成对使用我们网站的《通用条款》的重大违反，并可能导致我们采取以下任何或所有行动：

  • 立即、暂时或永久撤销您使用我们网站任何或所有产品或服务的权利，包括我们的互动服务。
  • 立即、暂时或永久删除您上传至我们网站的任何帖子或材料。
  • 向您发出警告。
  • 对您提起法律诉讼，以根据赔偿原则要求您偿还所有费用和开支（包括但不限于合理的行政费用和法律费用），这些费用和开支是由于您违反政策导致我们遭受损失、损害和费用。
  • 对您采取进一步的法律行动，以保护或执行任何法律权利。
  • 我们向我们认为必要或有必要向其披露信息的任何国家的执法或监管机构披露信息【包括您所在国家】。

我们排除因违反可接受使用政策而采取行动的责任。本政策中描述的响应措施不限于上述内容，我们可能采取任何我们认为适当或合理的行动，以保护我们的权利或无辜用户和第三方的权利。


可接受使用政策的变更

我们可能随时通过修改此可接受使用政策进行修订。您在此同意，您应不时检查此页面，注意任何已做出的更改，因为它们对您具有法律约束力。此可接受使用政策中的某些条款也可能被我们网站上其他地方发布的条款或通知所取代。在这种情况下，以后发布的条款应适用。


通过引用并入

此可接受使用政策应与我们的《通用条款》和《隐私政策》一起阅读，所有条款应视为通过引用并入本文。


定义

请参阅我们的《通用条款》。